Your affiliates can't cash the money you already sent them.
Commission calculated. Payment sent. Then it stalls.
The partner's bank holds it, questions it, or hands it back — and your best traffic starts answering someone else's Telegram. Crypturion settles every obligation you owe straight onto your partner's virtual card, the day you approve it — tap-to-pay in Apple Pay or Google Pay, cash out at any ATM.
Built for iGaming, CFD and brokerage, nutra and peptides, dating, and crypto affiliate programmes.
Every wire quietly taxes your programme.
Your partner absorbs all of it, can't predict the net amount, and quietly discounts the value of your whole programme. So you raise the rate to stay competitive — and pay twice for the same problem.
$15–40
Gone on fees before a single cross-border wire arrives
3–8%
Of a $500 commission burned on that fee alone — before FX
2 spreads
Paid when you convert to fiat and your partner converts straight back
Months
Typical network settlement lag — then bank days on top, weekends excluded
Affiliate payouts have never been solved. They've been worked around.
Five separate failures, which is exactly why nothing you've tried has fixed it. Cheaper transfers don't get your partner banked. Getting your partner banked doesn't fix your reconciliation.
01
Their bank doesn't want your money
Your top affiliate is one person with a laptop in Manila, Belgrade or São Paulo. Their bank sees an inbound wire from a gaming or brokerage entity offshore and stalls it, questions it or returns it. That doesn't improve when they grow, and it doesn't improve when your licensing does.
02
Your own rails are holding your cash
Commission day is fixed. Your funding isn't — a rolling reserve sits on a slice of your settlement while the obligation comes due, and every outbound payment to an individual counterparty invites its own round of scrutiny.
03
The maths never worked at your ticket size
You're not making six large payments a month. You're making three hundred small ones into twenty countries. Wire fees, buried FX spreads, correspondent deductions and failed-payment rework all scale with the number of partners you sign.
04
Slow payouts lose you traffic
Affiliate supply is mobile and payout terms are an acquisition variable, not an admin detail. You're bidding for the same traffic as an operator who settles same-day. You can't close that gap by paying more — a higher rate paid late is still your working capital sitting on someone who can't afford to fund it.
05
Local currency eats the commission
A large share of your partners live with inflation or capital controls. Converted into a depreciating currency on arrival, the commission you negotiated is worth less than the number in your report before it's spent.
A wallet address in a chat window is not a payout process.
Stablecoin transfers fixed speed and cost. Nobody noticed what they didn't fix — and every gap they left sits on your side of the table, not your partner's.
A wallet transaction proves value moved. It doesn't prove what for, under which agreement, for which period, or that both sides agreed the calculation. In a dispute, an audit or a licensing review, that's the weakest evidence you own.
Reconciliation is untouched
The hard part was never the transfer. It's tiered rates, differing bases, sub-partner overrides and thresholds that don't match — and now the payment record doesn't even reference the calculation.
You still don't know who you paid
An address pasted into a messaging app is not counterparty due diligence. You carry that responsibility whatever instrument you use.
Your partner still can't spend it
A balance isn't money until it's usable. Cashing out drops them back into exactly the bank that wouldn't take your wire. The problem moved. It didn't go away.
The ground is shifting under it
European anti-money-laundering rules applying from mid-2027 tighten verification around transfers involving self-hosted wallets. Undocumented payout flows get harder to run wherever a European regulated intermediary sits in the chain.
The card is bound to the contract.
Your partner signs an agreement that defines the commission basis. They're identity-verified. A virtual card is issued to them against that agreement in minutes, and goes straight into Apple Pay or Google Pay. Each period, the platform produces the report — performance, calculation, deductions, amount payable. You approve the whole schedule in one action. The money is on their card and spendable immediately.
Every credit points back to an agreement and a reporting period. That's a better record than the one most of this market runs on today — not a thinner one.
Two sides. One record.
Marketing companies, networks and operators
One process for every obligation you carry — affiliates, contractors, employees, suppliers — across every jurisdiction. Entitlement, calculation, approval and settlement in one record. Identity verified as a condition of being paid. Your payout terms become a recruiting weapon instead of an operational liability.
For companies →Affiliates, contractors and media buyers
You get paid the day it's approved, in stable value, and you can spend it that afternoon. No wire fees shaved off along the way. No guessing what will actually land. No waiting on a bank that doesn't like where your income comes from. Every credit tied to the report that produced it — which is also your own bookkeeping, done.
For affiliates →If your growth runs on affiliates, this is your bottleneck.
Pay them today.Keep the better record.
Tell us how many partners you settle and where they are. We'll come back with what your programme looks like on Crypturion.